1. All members of Corps, units and clubs playing rugby in the Army are covered by the central RFU Personal Accident insurance. The insurance covers players and management for accidental death and specified permanent total disability incurred whilst playing the game, training and traveling to and from a game.  Full details can be found on the RFU website at www.rfu.com – Insurance
  2. Insurance cover is provided by the RFU for members of all ARU affiliated clubs and the cover extends to players in all teams (i.e. Men, Women, VII’s, X’s and Masters etc). You must seek advice on insurance cover from the ARU Operations Officer if you are planning one off events such as Officers Mess v Sgts Mess or inter Squadron/Company/Battery matches.
  3. If your club is not affiliated you are not insured; playing rugby without insurance is a serious matter, and Units that fail for whatever reason to insure their rugby teams face the following consequences:
    • The Unit/Club concerned cannot train or play rugby under the auspices of the ARU or RFU and will not be entitled to the use of Army facilities (e.g. pitches, changing rooms, training facilities/equipment)
    • Match Officials will not be appointed by the ARU or any other Referees Society to any non-affiliated Unit/Club games.
    • Injured players or Club officials will not have the ability to claim under the mandatory insurance scheme, furthermore Units/Clubs could be failing in their duty of care if they permit rugby to be played without insurance cover, individuals have in the past pursued civil court action to establish culpable negligence and to gain compensation.
    • For more information visit ARU Affiliation
  4. All clubs are reminded that it is the duty of the organizing rugby officer to ensure that a risk assessment and match safety check list is conducted before each match. RFU approved HASAW risk assessment and match safety check list are at – ARU Health, Safety and Wellbeing 
  5. If you have any doubts regarding insurance or other health and safety issues, contact Kimberley Fowke, ARU Chief Operations Officer at kfowke@britisharmysport.com or on 01252 787080 or 94222 7080.